Hey, I'm Carmelo! 

My mortgage concierge team will help you easily shop multiple lenders to find the best rates and terms possible. 

 

This is a complementary service only available to my clients.  What will you do with your savings?

 

COLLEGE 🎓  |  VACATION 🏖️  |  SOMETHING ELSE 👩‍🚀

STEP 1 - Baseline Preapproval

Click "Apply Now" to get your baseline preapproval submitted in less than 9 minutes. No paperwork needed.

STEP 2 - Loan Packet

Congratulations you have your baseline preapproval. Now let's gather the paperwork we will need to seal the deal.

 
Driver's License
Last two years of w2's
2 most recent paystubs
2 most recent bank statements
2 most recent personal tax returns
Proof of any other recurring income

STEP 3 - Shop Lenders

When ready let the team and I know and we will help you shop your loan packet to multiple lenders. 


We typically suggest submitting your application to a local and an internet cloud-based lender to ensure great rates. 🛒

STEP 4 - Compare

Congratulations, you now have lenders fighting for your business.


This will help ensure you save as much money as possible on your mortgage.  Let's set up a quick thirty minuet call to compare the loan estimates. 


My mortgage concierge team will help you self-discover which offer is best for you and your family. 💖 

 

Happy Clients

 

Let's do the same for you!

Sharon Torregrossa

I am a fellow realtor that represented the buyers for Carmelo"s personal home. The buyers needed to sell a condo in order to purchase the home. While Carmelo and his wife were hesitant, they accepted the offer. Then we were in for a ride! The buyer of the condo was non-responsive. There were a few times where we all almost gave up on the transaction. But because of constant communication and updates, we all stuck with the deal... and we finally closed! Carmelo was great to work with. We kept in touch every step of the way, and we all kept the faith! The buyers are thrilled with their new home, and hopefully Carmelo will find his new beautiful home in his new location. Thank you Carmelo and Ana!